In Utah, driving without insurance is considered a misdemeanor offense. Most people comply with the law, but there is still a small percentage who take the risk and drive uninsured. This leaves you with the question of how to recover your losses. You may well find that a Logan uninsured motorist accident lawyer can help.
Logan car accident lawyer, Siegfried & Jensen, has handled many uninsured motorist claims successfully. We have gained over $1.2 billion in compensation for our clients to date. So, if there is any way to recover damages on your behalf, you may be sure that we will do so.
Why Siegfried & Jensen is the Law Firm to Turn To
At Siegfried & Jensen, we see every client as a valued member of the community. We are proud of our reputation as lawyers who put clients first. We know that you are going through an extremely difficult time after a car accident, and we offer understanding and sound legal advice.
Our acumen and dedication are evident in our success rate: We win 97% of the cases we undertake. Considering that we have handled over 35,000 cases in total, that is no small achievement. Our team is happy to have benefitted so many people, and we will continue to do so.
As our client, you will have the confidence of knowing that you have a skilled Logan personal injury lawyer on your side. You can focus on other things that are important to you while we work to secure the compensation you are entitled to by law.
For a free legal consultation with an uninsured motorist accident lawyer serving Logan, call (801) 266-0999
How Compensation Works in Utah, a No-Fault State
If you are wondering how an uninsured motorist accident lawyer in Logan, UT, can help you, that is a justifiable concern. Utah is among the few states with a no-fault system. In line with Utah Legislature’s statute 31A-22-306, Personal Injury Protection (PIP) insurance pays for the treatment of your injuries.
This system is meant to benefit you by limiting arguments as to who was at fault. It saves time, ensuring you get your much-needed payout sooner. The downside is that your ability to sue other drivers for damages or claim from their insurance is limited.
However, under certain circumstances, you can claim compensation from at-fault drivers even if they are uninsured. That is, if your case meets certain conditions. Since the aftermath of car accidents can be devastating, this provision offers some extra help that you may need.
Logan Uninsured Motorist Accident Lawyer Near Me (801) 266-0999
Thresholds for Expenses and Injuries
If you hope to claim compensation from an at-fault driver, you need to meet one (or both) of the following conditions. Ordinarily, your claim is settled by the insurance company. Since we are looking at an accident with an uninsured motorist, you would recover your claimed amounts from the driver.
Medical Expenses Threshold
Before you can claim amounts over and above your Personal Injury Policy (PIP), your medical expenses must amount to more than $3,000. You may notice that this amount matches the minimum PIP coverage that drivers in Utah must have.
Severe Injury Threshold
Regardless of your PIP coverage level, you can claim damages from at-fault drivers if you were badly hurt. For example, your injuries caused disfigurement or disability. Since severe injuries will have a long-term negative effect on your life, Utah law allows you to claim further compensation.
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Claiming Compensation from Uninsured Drivers
The most obvious source of compensation from an uninsured driver would be their personal assets. However, you must consider their ability to pay. Although a court may award damages, you may never be able to claim the amounts owed to you if the driver has insufficient assets.
If you are in an accident involving an uninsured driver, your insurance company will be your first port of call. After that, if you meet the threshold requirements, you can explore other options.
Supposing you do decide to sue the at-fault driver and they are unable to pay, you will have gone through a costly lawsuit without any financial benefit to you. Your uninsured motorist accident attorney in Logan, UT, will inform you if your legal costs may be higher than your yield.
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Uninsured Motorist Accident – Insurance Options
Leaving attempts to claim compensation from an uninsured or underinsured driver for the moment, you may be able to claim further payments from your insurance.
If you opted for uninsured motorist coverage, your insurance may extend beyond medical expenses. You would need to study your policy documents to determine what your coverage is.
Here is how uninsured motorist coverage works. In essence, it fulfills the role of the other motorist’s insurance policy if they had one. Depending on your policy, it may offer additional cover for injuries as well as property damage.
Uninsured motorist coverage is listed as a requirement in Utah Code Section 31A-22-S302. The hitch is that you can sign a waiver that releases you from the need to have it. Insurance companies usually point out that by signing it, your insurance costs will be lower. They will be, but it is a gamble you should avoid if at all possible.
Negotiation with Uninsured Drivers After a Settlement is Agreed
Claiming settlement through uninsured driver insurance, if you have it, is by far the easiest option. You will receive a full and final settlement much faster. However, assuming a worst-case scenario, you may not have that kind of cover.
In addition, the accident was severe enough that anything you are able to claim will be of help. Adding to an already-complicated situation, you are reasonably confident that the other motorist will not be able to pay a large settlement all at once.
You and your Logan uninsured motorist accident attorney can examine the possibility of suing the at-fault driver regardless of their ability to pay.
If you are awarded compensation, we will negotiate payment terms. The at–fault driver may be able to use assets to make the payment. They could also accept wage garnishment.
Consider Whether Suing the Motorist is Worthwhile
There are a lot of points to be considered here. Your legal costs will be high, and it may not be worth suing an uninsured driver who earns low or no wages or has few assets. The remedy depends on the situation. The best advice we can offer is working with your Utah personal injury lawyer to find solutions.
As your uninsured motorist accident attorney in Logan, UT we will examine all the possible avenues for you to get compensated, choosing the best strategy to employ. We will explain what you need to know about projected outcomes, leaving you in a position in which you can make informed decisions.
Choose Siegfried & Jensen as Your Logan Uninsured Motorist Accident Lawyer
After an accident with an uninsured motorist, it is wise to act quickly. While the statute of limitations allows you four years to act, certain evidence may be time-sensitive. In addition, the sooner we begin any proceedings, the more quickly you will achieve a settlement.
Our help extends to negotiations with your insurance company. This may prove invaluable since they may offer a payout that is lower than the one you could claim.
If you are too badly injured to visit us, do not worry. We are open to visiting you at home or in hospital. Contact an uninsured motorist accident lawyer in Logan, UT right away so that we can advocate for you.
Call or text (801) 266-0999 or complete a Free Case Evaluation form
