Getting hit by an uninsured driver can leave you struggling with medical expenses, vehicle repairs, and lost wages. With over $1.2 billion recovered over the last 30 years, our firm has the experience needed to handle complex uninsured motorist claims.
An Orem uninsured motorist accident lawyer with Siegfried & Jensen is committed to protecting your rights. As your Orem car accident lawyer, we will fight to secure the compensation you deserve while holding negligent drivers accountable.
How Uninsured Motorist Accidents Happen in Orem
If an uninsured driver hit you, you are not alone. Many uninsured motorist accidents in Orem happen when reckless drivers either never obtained insurance or let their policies lapse. Hit-and-run crashes are especially common, with uninsured drivers fleeing the scene to avoid financial and legal consequences.
Common Reasons Drivers in Orem are Uninsured
Some drivers choose to drive without insurance because they cannot afford rising premiums, while others simply fail to renew their policies. If someone loses their job or faces financial hardship, they may cancel their coverage without thinking about the risks. Whatever the reason, an uninsured driver puts everyone else on the road in danger.
When an uninsured driver causes an accident, you are left to deal with the financial burden of medical bills, lost wages, and vehicle repairs. Without the right coverage, getting compensated can be difficult, but you do have options.
Your Orem personal injury lawyer can help you determine the best way to recover damages, whether through your own uninsured motorist coverage or other legal action.
Hit-and-Run Accidents Often Relate to Uninsured Motorist Claims
Hit-and-run accidents often involve uninsured drivers who flee the scene to avoid responsibility. If the driver who hit you cannot be identified, you may still be able to seek compensation through an uninsured motorist claim. Many auto insurance policies include uninsured motorist coverage specifically for these situations.
Proving liability in a hit-and-run crash can be challenging, but there are ways to build a strong case. Police reports, surveillance footage, and witness statements can help establish what happened and support your claim. If the driver is later identified, we may be able to take legal action to hold them accountable.
For a free legal consultation with an uninsured motorist accident lawyer serving Orem, call (801) 266-0999
Common Types of Car Accidents Involving Uninsured Motorists
When an uninsured driver causes a crash, recovering compensation is more complicated than in cases where both drivers have insurance. Your legal advocate can help you understand how different types of uninsured motorist accidents impact your ability to file a claim:
- Hit–and–run accidents – If an uninsured driver flees the scene, you may need to file an uninsured motorist claim to cover your damages. Without this coverage, recovering compensation can be more difficult.
- Rear–end collisions – If an uninsured driver rear-ends you, they may not be able to pay for your medical expenses or car repairs. You may have to rely on your own insurance to cover the costs.
- T–bone accidents – When an uninsured driver runs a red light or fails to yield, the impact can cause serious injuries. Without proper coverage, you may have to explore legal options to recover compensation.
- Head–on collisions – Uninsured drivers who cross into oncoming traffic can cause devastating crashes. In these cases, uninsured motorist coverage may be essential for covering your medical bills and other expenses.
- Multi–vehicle accidents – If an uninsured driver causes a chain reaction crash, liability can become complicated. Your insurance company may try to limit payouts, making legal representation crucial.
An uninsured driver’s lack of coverage should not stop you from getting the compensation you deserve. Depending on the circumstances of your accident, you may be able to file a claim through your uninsured motorist coverage or take legal action.
Your uninsured motorist accident lawyer in Orem, UT, can guide you through the process and fight for your financial recovery.
Orem Uninsured Motorist Accident Lawyer Near Me (801) 266-0999
Recovering Compensation After an Uninsured Motorist Accident in Orem
If you were hit by an uninsured driver, you may be able to recover compensation for your medical bills, lost income, and vehicle damage. Many accident victims turn to their own uninsured motorist (UM) coverage to cover expenses when the at-fault driver has no insurance.
Your Orem uninsured motorist accident attorney from Siegfried & Jensen can help you explore your options and fight for the compensation you deserve.
Filing an Uninsured Motorist Insurance Claim
Uninsured motorist (UM) coverage is designed to protect you when the driver who caused your accident does not have insurance under Utah Code Section 31A-22-305.
If you have UM coverage on your policy, it can help cover medical expenses, lost wages, and other financial losses. This coverage applies in cases where the at-fault driver is uninsured or underinsured or where you were involved in a hit-and-run accident.
Filing a UM claim requires taking specific steps to prove your damages. You must report the accident to your insurance company, provide documentation such as medical records and vehicle repair estimates, and submit a formal claim. Insurance companies may try to minimize your payout, making it essential to have strong evidence and a legal strategy in place.
Challenges in Recovering Damages After an Uninsured Motorist Accident
Insurance companies do not always make it easy to recover compensation under a UM policy. Disputes over coverage limits, delays in claim processing, and attempts to undervalue damages are common issues. Some insurers may argue that your injuries are not as severe as claimed or that other sources of compensation should cover your losses.
Proving the full extent of your damages requires strong supporting evidence. Medical records, police reports, and expert evaluations can help demonstrate the severity of your injuries and the financial impact of the accident. Our team will build a case that challenges the insurance company’s tactics and ensures you receive the compensation you need.
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Meet with Your Uninsured Motorist Accident Lawyer in Orem ASAP
Dealing with an uninsured driver after a crash can complicate your ability to recover damages, but you do not have to handle it alone.
Your uninsured motorist accident attorney in Orem, UT, with Siegfried & Jensen, is prepared to guide you through the claims process and pursue every available option for compensation.
Start your case today by reaching out through our contact form.
Call or text (801) 266-0999 or complete a Free Case Evaluation form
