Car accidents cause untold damage to the lives of victims, and many times, the hope is that insurance will cover those losses. Learning that the other driver did not have insurance can be terrifying and infuriating at the same time.
At Siegfried & Jensen, a Murray uninsured motorist accident lawyer will help you navigate your rights in these difficult situations.
Put your trust in a Murray car accident lawyer from our team today. We will work to protect your rights so you can focus on recovery. Call us today for a free consultation with a team that has more than 30 years of experience.
Understanding Car Insurance Laws in Murray, Utah
Utah is a no-fault insurance state, which means that the driver of the vehicle is responsible for the financial losses they have, no matter who caused the accident.
This means all drivers in Utah must carry at least $3,000 worth of personal injury protection (PIP) to cover those risks. If you are in an accident, this policy covers your losses, even if the other party causes them.
If you are in a car accident with an uninsured driver, your insurance covers your losses up to the amount of coverage you have. You may have uninsured motorist coverage in place, which provides you with coverage in the event the other driver lacks coverage. Uninsured motorist insurance coverage is not a legal requirement, and not everyone has this coverage in place.
There are significant limitations to this type of coverage, and you must know about them before you file a claim. Most importantly, if you are in a serious car accident, seek the help of an uninsured motorist accident lawyer in Murray, UT, as your first step. Your attorney will help you determine what your legal rights are.
For a free legal consultation with an uninsured motorist accident lawyer serving Murray, call (801) 266-0999
How We Prove Your Losses in a Car Accident
Being hurt by another person’s negligent actions may change the course of your life. When possible, our legal team will pursue litigation against those parties at fault.
To do this, we work to build a strong, evidence-based case focused on the following resources and tools:
- Investigate your case to determine the underlying cause. In some situations, we can prove that the other party acted in a negligent manner with reckless regard for the safety of others. There may also be more than one person at fault for your injuries.
- Verify your losses with medical experts. We speak to your doctors as well as industry experts to understand what type of lifelong impairment you will have as a result of this accident. That may allow us to pursue additional coverage for you.
- Negotiations are essential, and our 30 years of experience enable our attorneys to truly hold the insurance company to their financial responsibility in your case.
Whether you are hurt in a hit-and-run accident or by a driver who lacks insurance and you have serious injuries, you deserve the advocacy of a legal team that will fight for you in every way allowable under the law. Put your trust in our Murray personal injury lawyer today.
Pain and Suffering Losses Under Utah Law
Under Utah Code Section 31A-22-302, you do not have the right or ability to recover non-economic damages, such as damages for pain and suffering. This can be incredibly limiting to those who are facing serious injuries and losses due to the negligence of others.
Murray Uninsured Motorist Accident Lawyer Near Me (801) 266-0999
What to Do in Serious Car Accidents with an Uninsured Driver
You are in a car accident, and your PIP coverage will provide for your medical treatment, lost wages, and other economic losses up to the level of coverage you have, which is a minimum of $3,000 under Utah law.
That is often far from enough financial protection for individuals in serious accidents. Under the law, to seek legal action against the at-fault driver for additional losses, you must meet statutory requirements such as the following:
- Permanent disability
- Permanent impairment
- Permanent disfigurement
- Bodily dismemberment
If your injuries fit into this area, you can file a lawsuit against the at-fault party to recover your damages. This would allow you to pursue all losses you have against that party, including non-economic damages such as pain and suffering.
This process has limits, and as a result, working with a Murray uninsured motorist accident attorney from Siegfried & Jensen becomes a crucial investment. Read our FAQs to learn more about these types of cases.
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What Happens When the Other Party Does not Meet Legal Insurance Requirements
You could file a lawsuit against the at-fault party if they do not have coverage to meet your claims. Chances are good that if they do not have insurance, they may not have many assets you can seek either. For that reason, your uninsured motorist accident lawyer in Murray, UT, may file a claim against your coverage.
If you purchased uninsured motorist coverage, you can use that policy to fill in some of the gaps you have in recovering damages from your PIP and other losses. Most of these policies also have coverage limits. Yet, it is a way to add additional financial support to your situation.
Your insurance company may not be very helpful in navigating the best route forward for your situation, and that is certainly frustrating. That is why turning to an uninsured motorist accident attorney in Murray, UT, becomes so important. It is the advocacy you need to receive fair compensation.
Do not Assume Your Insurance Company is Telling You Everything
The burden of proof in a car accident case lies in the hands of the victim. That means it is up to you to demonstrate who is at fault, why you deserve compensation, and the value of that compensation beyond what insurance may cover.
Insurance companies are not working in your best interest but instead to reduce the amount of financial compensation paid to every claimant.
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Turn to our Uninsured Motorist Accident Attorney in Murray, UT, for Immediate Help
Contact our Murray uninsured motorist accident lawyer now to explore the legal rights you have in serious accident cases like this.
Enable our team of skilled and proven attorneys to provide you with answers to all of your legal options. Set up a free, no–pressure consultation with Siegfried & Jensen now to learn more.
Call or text (801) 266-0999 or complete a Free Case Evaluation form