An accident is stressful enough as it is, but discovering the other driver is uninsured adds even more anxiety to the mix. This situation requires you to pivot and determine how to cover your expenses.
Hiring an Ogden uninsured motorist accident lawyer ensures that you will not have to pay for your losses out of pocket and that you can recover as much as possible in either an insurance or personal injury claim.
Siegfried & Jensen has been helping clients like you recover compensation for their losses since 1990. Our team provides exceptional service and compassionate support to help you navigate the claim process.
Your Ogden car accident lawyer will protect your rights and fight for you relentlessly to secure a favorable outcome that will equip you with the resources you need to recover as fully as possible.
Uninsured Motorist Accidents and No-Fault Claims in Ogden, Utah
When an uninsured motorist hurts you, you will file a claim with your insurance company since Utah is a no-fault state. This means you are required to file a claim under your Personal Injury Protection (PIP) policy and do not need to show fault.
By understanding Utah no-fault insurance coverage, you can determine how to proceed and what you may be able to recover through your policy.
While not required by law, it is highly recommended to also have uninsured motorist coverage on your insurance policy for situations like these. This type of coverage may provide additional compensation to that of your PIP policy for your losses, so it is important to understand how uninsured motorist insurance coverage works and what policy limits may apply.
Accidents with an uninsured or underinsured motorist can pose unique challenges to recovering your losses and should be handled by an Ogden personal injury lawyer.
They can negotiate on your behalf to help you recover all applicable losses. They can also help you navigate the various insurance requirements and conditions.
For a free legal consultation with an uninsured motorist accident lawyer serving Ogden, call (801) 266-0999
How to Proceed After an Accident with an Uninsured Motorist
Staying focused after an accident can be extremely difficult, but it is key to ensuring you are safe and have everything you need to file a claim. By taking a few select actions, you can streamline the process and recover your losses faster.
s such, it is important to take these steps after an accident with an uninsured motorist:
- Receive medical attention
- Contact the police to file a police report and request a copy of the police report
- Exchange as much information as possible with the other driver per Utah Code 41-6a-401
- Take photos and videos, and collect witness statements, if possible
- Hire an uninsured motorist accident lawyer in Ogden, UT
- Contact the insurance company
- Repair or replace your vehicle
Once you have completed these actions and begun the claim process, it is recommended that a lawyer negotiate with the insurance company on your behalf.
Insurance companies may attempt to avoid paying you, and your lawyer can use the evidence you gathered, plus effective negotiation tactics, to ensure you receive fair treatment and payment.
Ogden Uninsured Motorist Accident Lawyer Near Me (801) 266-0999
Factors that Affect Compensation Recovery After an Uninsured Motorist Accident in Utah
When you file an insurance claim under your PIP policy after an accident, you can recover compensation for your medical expenses, lost income, and property damage costs.
If you have uninsured motorist coverage, you may also be able to recover damages for your pain and suffering in some cases. However, compensation for pain and suffering is generally limited to personal injury claims in Utah.
Since the type of coverage you have can make a difference in what you can recover, it is important to hire an experienced uninsured motorist accident attorney in Ogden, UT, to guide you.
They can assess the value of your losses and the limits of your policy to determine what damages you are entitled to receive. In some cases, your lawyer may suggest filing a personal injury claim and pursuing litigation.
They will also help you calculate the value of your losses to estimate how much compensation you need to sufficiently cover all of your expenses and losses.
This estimate will guide negotiations and the strategies your lawyer uses. Every case is different, and they will work diligently to get you the maximum amount for your unique circumstances.
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An Uninsured Motorist Accident Lawyer in Ogden, UT, Helps You Navigate the Road Ahead
When you are dealing with an uninsured motorist after an accident, you need an experienced lawyer who can help you navigate the steps ahead.
They can help you whether you need someone to negotiate with the insurance company on your behalf or you need to file a personal injury claim because your insurance settlement is insufficient. They will tailor their approach to your specific situation.
Your lawyer will examine your case from all angles to determine the most effective plan of action to get you the most favorable results. If you are pursuing a personal injury claim, they will also help you gather evidence for your case.
While demonstrating fault is not a requirement for an insurance claim in Utah, it must be shown in a personal injury claim.
Regardless of how you go about recovering your losses in this situation, your lawyer will protect your rights and ensure that you get the results you need.
They will use their extensive knowledge and experience to craft and implement an effective negotiation strategy for your case. Resolving auto accident claims can take 7–10 months on average, but your lawyer will work hard to resolve them swiftly.
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Contact Siegfried & Jensen for Help Today
Siegfried & Jensen are committed to helping you when you have been needlessly injured. We support you through the uncertainty of this season and secure maximum compensation for your losses in this situation.
An uninsured motorist accident attorney in Ogden safeguards your interest to ensure you do not suffer more than you already have. Contact us today to schedule a free consultation and learn more.
Call or text (801) 266-0999 or complete a Free Case Evaluation form
