Because no two rideshare collisions are the same, there is no average Uber accident settlement. The value of your claim will depend heavily on the unique losses related to the crash, the applicable insurance policy, and negligence laws.
A Salt Lake City Uber accident lawyer can go over the details of your case and help you fight for your fair compensation.
How the Average Uber Accident Settlement Is Determined
Uber has good insurance coverage, but your lawyer must justify the amount they want to claim on your behalf. This would depend on your losses, including:
- The cost of treating your injuries
- Lost income you would have earned
- How will your injuries affect your future health
- Whether your injuries will affect how you earn a living
- Harm to you as a person and damage to your way of life
All these factors depend on how badly you were hurt. Light injuries generally mean lower compensation. Severe injuries that will have a long-term effect on you mean bigger settlements. As our client, we would work to claim as much as we reasonably can for you based on your damages.
For a free legal consultation, call (801) 266-0999
How Uber’s Insurance Works
Uber’s insurance covers crashes that happen when the driver is actively performing duties for the company. That means it covers crashes that happen in the following situations:
- When a driver is carrying passengers
- When a driver is heading to pick up a passenger
- When a driver is logged in to the app and waiting to be hailed.
If you were struck by an Uber driver, we need to determine whether the driver was on duty. If they were not, they would be covered by their own insurance. It may be some comfort to know that your driver very likely has their own insurance. Uber requires it. However, the coverage may not be as extensive.
If Uber’s insurance applies, the maximum for accidents while a driver waits to be hailed is lower. Higher limits apply when Uber has passengers or is en route to collect them. The driver’s status at the time of the accident will affect what the average Uber accident settlement is.
Comparative Fault Rules May Affect Your Compensation
Another factor that may impact what the average Uber accident settlement is in cases like yours is comparative fault. This is a complicated area, but a simple explanation is that you will get less compensation if you made a mistake that contributed to your accident.
Supposing you were in an accident in which a court decides you are 20% at fault. This would mean that you get 20% less compensation. In Utah and Idaho, you will get no compensation at all if you are 50 percent or more to blame. You can see this in Utah Code 78-B-5-818.
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If More Than One Person Was Injured, You May Get Lower Compensation
Your settlement may be impacted by the number of severe injuries your crash causes. If you and another person who was also not at fault were injured equally badly, you may have to split Uber’s insurance maximum payout for accidents. It doesn’t pay beyond this limit, regardless of how many people were hurt.
Very serious injuries that might qualify for the maximum payout include traumatic brain injuries, accidents that leave you in need of multiple surgeries, and wrongful death. We hope that none of these apply to your accident, but if one of them does, you may get a smaller settlement if someone else was also injured.
That is because the maximum is not applied per person injured. Instead, it is the maximum amount the insurance carrier will pay on a single accident. If your injury claim, combined with the other person’s claim, falls under the maximum threshold, you may both be able to get full compensation.
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If the Uber Driver Was Not at Fault, You Must Rely On the At-Fault Driver’s Insurance
If you are a passenger in an Uber and were injured in an accident, Uber may not be liable for your compensation. If another driver caused the crash, you will have to rely on their insurance. You may wonder what happens if the at-fault party doesn’t have car insurance.
If you have coverage for accidents with uninsured drivers, your own insurance company may be able to help. Otherwise, getting compensation out of the at-fault driver’s personal assets may be possible after a civil lawsuit. Naturally, this depends on whether they have sufficient assets.
Determining fault is central to your case. If you claim from the wrong party, your claim will be rejected. Police reports are not always correct, so we investigate ourselves. If the Uber driver really was at fault, we will find the facts we need to prove it. Getting advice from a lawyer after an Uber accident remains a good decision.
If You Try to Negotiate With Uber’s Insurance Carrier Yourself, You Will Almost Certainly Get a Lower Settlement
Experience is required to adequately prepare for negotiations and justify claims. Don’t handle insurance companies alone after a car accident. Even your lawyer relies on a team to build a strong case for you. Investigating accidents takes time, skill, and access to experts.
The average person will likely lose out in negotiations. They may walk away with an amount lower than what the average Uber accident settlement is. There is no reason to do without a lawyer. Getting one can be risk-free. For example, our team works on a no-win-no-fee basis.
We Work to Achieve Above-Average Uber Accident Settlements
It can be hard to say what the average Uber accident settlement is because it depends on so many factors unique to each individual case. It’s almost certain that you will not get the best possible settlement if you try to claim without help from an experienced rideshare accident lawyer. At Siegfried & Jensen, we are ready to help.
With our team, you need not worry about bills. We will only expect payment if we get you a settlement, and your case evaluation is free. Our lawyers have recovered over $1.2 billion for clients, and we are ready to discuss what we can do for you, too. Call us or fill out our contact form today.
Call or text (801) 266-0999 or complete a Free Case Evaluation form
